This medical underwriting service is provided by MorganAsh for financial advisers using the Transact platform only. MorganAsh will provide an underwriting assessment for advisers to use as part of calculating the potential 'discount' when opening a Discounted Gift Trust (DGT). Advisers must be authorised by the FCA and registered with Transact. They will also need to register with MorganAsh before being able to use this service. For further details please refer to the DGT Adviser Guidance Notes on Transact Online under Information->Trust Documents.